Frequently Asked Questions
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Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Wendy Galaviz, Mortgage Loan Originator at NEXA Lending. NMLS #1792393. Call (909) 231-8281.
Wendy Galaviz is a Mortgage Loan Originator at NEXA Lending (NMLS #1792393). Expert mortgage loan originator in California and Wisconsin helping first-time buyers, refinancing, and home purchases. Licensed #1792393.
Wendy Galaviz is licensed to provide mortgage services in California and Wisconsin.
Wendy Galaviz offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in California and Wisconsin. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (909) 231-8281 and email wgalaviz@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Wendy Galaviz's NMLS license number is 1792393. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Wendy Galaviz will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Find answers to common questions about our mortgage services. Can't find what you need? We're here to help.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.